| Our emphasis on constant telephone contact, continued mailings, and effective skip-tracing methods has resulted in an overall recovery rate well above the national average. |
| Our in-house computer system and programming staff allow our collectors to be proficient in processing letters and facilitate contact with debtors on a daily basis |
| We remain committed to utilizing the most efficient means possible to ensure a high recovery rate, while at the same time remaining ever responsive to our clients interest. |
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